Terms and Conditions Policy of Judith Capital LLC
Last Updated: 1/1/2025

We prioritize discretion, exclusivity, and trust, fostering a secure environment for all transactions. These Terms outline our services and your rights to ensure a reliable experience.

Judith Capital LLC (“Judith Capital,” “we,” “our,” “us”) is committed to providing clients (“you,” “your”) with a seamless, secure, and transparent experience. This policy applies to your interactions with us, whether online or in person. For the purposes of this policy, “client” refers to any individual, entity, or their authorized representative, including attorney proxies, engaging in transactions, consultations, or services with us. By accessing our services, including purchasing diamonds and bullion, using our independent testing services, or engaging in transactions involving third-party certification, logistics, or production facilitated by us, you agree to these Terms. Our commitment to discretion, exclusivity, and trust is at the heart of everything we do, ensuring that your experience with us is always handled with the utmost care.

1. Products and Services. Judith Capital exclusively serves business-to-business (B2B) clients and bullion investors, ensuring tailored solutions that meet the unique needs of each client. With access to a global network of diamond labs, we provide a curated selection of rare stones for resellers. Our bullion is crafted with precision, serving as a secure investment. We also provide expert testing services for diamonds and bullion, ensuring authenticity through advanced methods like X-ray fluorescence and electrical testing.

2. Legal Age Requirement. All clients must be of legal age (18 years or older) to make purchases or engage in transactions with us. By placing an order, you confirm that you meet the legal age requirement.

3. Professional Testing Services. Testing is conducted in a secure, private environment, with results shared exclusively with you. Most diamonds we sell are graded by independent, third-party laboratories such as the Gemological Institute of America (GIA) or the International Gemological Institute (IGI), providing an additional layer of verification. Similarly, all gold bullion purchases are accompanied by third-party documentation, including assay certificates verifying the purity of the product. This dual-check system combines our testing with independent third-party verification, ensuring rigorous checks by two trusted sources.

We utilize state-of-the-art equipment to provide accurate and reliable testing results. While every effort is made to ensure the highest level of accuracy, testing results reflect the best information available at the time. We are always available to address any concerns or requests for further verification.

By using our services, you benefit from advanced methods designed for reliable assessments. However, minor discrepancies may occur due to inherent limitations in testing technology. The liability limitations outlined in Section 24 apply to all claims related to our testing services.

4. Testing Results Disclaimer. Our advanced scientific methods and rigorous testing standards are designed to provide the highest level of accuracy. Additionally, most diamonds we sell are pre-graded by trusted third-party laboratories like GIA or IGI, and bullion purchases include third-party assay certificates, offering further verification. We encourage you to review all documentation provided, as these independent checks further ensure the quality and authenticity of your purchase.

While testing results are provided based on the most reliable information at the time, we are not liable for any damages, including loss of value, arising from test results. Should any questions arise, we are here to support you through any necessary verifications.

5. Material Testing vs Brand Authentication. We provide scientific testing services to determine the composition and authenticity of diamonds, gold, and other precious metals relevant to our B2B and bullion clients. Our testing methods include advanced techniques such as X-ray fluorescence (XRF), ultraviolet fluorescence, and density measurement.

Our focus is on the material composition of the items. While counterfeit materials can often be detected through our testing, we do not guarantee the authenticity of brand-name items.

6. In-Person and Mail Order Transactions. We offer secure in-person services at our Henderson location and online transactions for authorized B2B diamond resellers and bullion investors. All transactions are subject to these Terms and handled according to our Privacy Policy.

7. Personalized Support and Concierge Services. We provide personalized guidance and real-time updates to ensure a seamless experience, whether you’re a B2B diamond reseller or a bullion investor. We are available to address special requests or specific requirements for high-value transactions, ensuring tailored solutions that exceed expectations.

8. Special Procedures for Bullion Transactions. Our gold bullion transactions receive exclusive care and precision. For bullion purchases, we operate on an invitation-only basis. Clients may request to join the waitlist, but an invitation is not guaranteed. To demonstrate intent and secure an invitation, a $100,000 commitment fee is required. This fee underscores alignment with our exclusivity standards and supports the secure and tailored execution of your transaction. Once an invitation is issued, the fee is non-refundable.

We retain full discretion over extending invitations and reserve the right to decline invitations without explanation. Enhanced security measures are implemented for bullion transactions, including private consultations, secure delivery or pickup, and authentication protocols.

9. Non-Disclosure Agreement (NDA) Availability. We are well-versed in handling sensitive transactions, and your information is safeguarded with the highest level of care and security. We proactively offer the option of a Non-Disclosure Agreement (NDA), ensuring that your details remain strictly confidential. If you require an NDA or have specific privacy concerns, please contact us before your transaction to ensure your needs are accommodated.

10. Data Protection and Cybersecurity. We take every precaution to safeguard your personal information. In the unlikely event of a data breach, we will promptly notify affected clients and provide guidance on how to protect against potential misuse of their personal information.

We take privacy and confidentiality seriously. For any arrangements involving third-party services or travel-related accommodations, client information will be shared only to the extent necessary to fulfill the service and will be protected under strict confidentiality agreements. We work exclusively with trusted partners who adhere to rigorous data security standards, ensuring that your information remains secure at all times.

11. Account Registration and Responsibilities. To place an order, request services, or access certain features of the Judith Capital website, you may be required to create an account with us (“Your Account”). By registering, you agree to provide accurate, current, and complete information and to update it promptly if there are any changes. You are responsible for maintaining the confidentiality of your account credentials and for restricting access to your computer or device. You accept full responsibility for all activities that occur under your account. We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

You agree not to use false or misleading information when registering or using your account. You also agree not to impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with any person or entity. If you suspect any unauthorized use of your account, you agree to notify us immediately.

12. Acceptance, Modification, and Cancellation of Orders. Your submission of an order, whether online or in person, does not constitute our acceptance of the order. We may decline any order at our discretion due to legal or regulatory compliance, stock limitations, or concerns about fraud or payment. We also reserve the right to limit the number of items purchased per person, household, or order.

If we cannot supply you with a product or service, we will notify you in writing (via email), and if payment has been received, we will provide a full refund as soon as reasonably possible. We may modify or cancel your order if we discover any errors in pricing or availability or for any other reason at our sole discretion.

13. Right to Refuse Service. We reserve the right to refuse service or decline to engage in transactions at our sole discretion, provided such refusal does not violate applicable laws, including those prohibiting discrimination based on race, color, religion, sex, national origin, age, disability, or other protected characteristics. We do not inquire into protected characteristics, as such inquiries are neither relevant nor permissible.

This includes but is not limited to cases where the client does not align with our standards of exclusivity and discretion, where engaging in the transaction poses a risk to our operations or reputation, or for any other reason deemed necessary to protect the integrity of our business.

This policy applies to all transactions, including invitations for bullion purchases. If we decline to engage in a transaction after receiving payment, any funds received will be refunded promptly, excluding circumstances where fraudulent activity is detected.

Additionally, we will refuse service to any individual or entity found to be listed on the U.S. Department of Treasury’s Specially Designated Nationals (SDN) List or other applicable sanctions lists administered by the Office of Foreign Assets Control (OFAC), or if the transaction would otherwise violate U.S. sanctions laws. We also retain the right to decline or cancel transactions if they conflict with applicable laws or regulatory compliance.

14. Payment Terms and Conditions.

(a) Payment Processing: We offer secure, flexible payment options tailored to our clients’ needs, including wire transfers, cryptocurrency payments (e.g., Bitcoin, Ethereum), and credit card transactions for specific purchases. By placing an order with us, you acknowledge that payments are processed by trusted third-party payment processors. Your payment information will be processed securely by our designated payment processor, and charges to your account will appear under the name “Judith Capital.” The title of goods purchased passes to you upon delivery, as defined in Section 15. All payment methods are subject to applicable legal and regulatory requirements.

(b) Pricing and Taxes: Prices for our products, including diamonds and gold bullion, are subject to change without notice. All applicable taxes are the responsibility of the client and must be paid in addition to the purchase price unless otherwise specified.

(c) Payment Terms for Commitment Fee: To secure an invitation for gold bullion purchases, clients must remit a $100,000 commitment fee via wire transfer or cryptocurrency. This fee serves to confirm the client’s intent and alignment with our exclusivity standards and is non-refundable once an invitation is issued. Clients must pre-arrange the commitment fee in writing, enabling Judith Capital to conduct all necessary compliance checks, including OFAC and other regulatory requirements, prior to accepting payment. If we elect not to extend an invitation after receiving the commitment fee, the full amount will be refunded within 3 business days.

(d) Cryptocurrency Payments: Cryptocurrency payments are accepted for diamond purchases, bullion purchases, and commitment fees. Our cryptocurrency payment process adheres to strict security protocols, ensuring your transactions are safeguarded against fraud and interference. All cryptocurrency payments are processed through a trusted third-party processor, which provides a secure payment address for crypto transactions. Payment confirmations must occur within the agreed timeframe to finalize the order. Cryptocurrency payments are non-refundable unless explicitly agreed upon, in line with our cancellation policies.

15. Delivery and Shipping Policy. All diamonds are shipped overnight via secure, insured carriers, with a signature required upon delivery to confirm receipt. Clients are responsible for ensuring that someone authorized is available to sign for the package at the designated address. In the rare event of loss or damage during transit, we will promptly file claims on your behalf and work to resolve the issue through either replacement or reimbursement. To ensure efficient resolution, clients must notify us of any issues, such as loss or damage, within 48 hours of receipt. After delivery and confirmation of receipt, clients assume full responsibility for the safekeeping of the diamonds.

Bullion delivery is arranged with the utmost security and tailored discretion, ensuring each client receives a secure, personalized experience. Ownership and responsibility are transferred upon receipt by the client or their authorized representative.

16. Ownership Transfer and Tax Responsibility. Ownership of all gold bullion transfers to the client upon in-person pickup or delivery. From this point, the client assumes all responsibilities related to the safe transport, storage, and compliance with applicable tax laws. We are not responsible for any tax or customs obligations that may arise once the bullion is in the client’s possession, including those associated with traveling or importing bullion to other states or countries.

17. International Travel and Import Compliance for Bullion Purchases. Once a client takes possession of their bullion, they assume full responsibility for compliance with all applicable laws and regulations, including but not limited to, those relating to the transportation of precious metals within the United States and internationally.

Clients are advised to be aware of any customs requirements, import tariffs, or restrictions that may apply when transporting gold bullion across state or national borders. We are not responsible for ensuring compliance with import laws, regulations, or requirements imposed by foreign governments or entities once the bullion has been transferred to the client. It is the client’s responsibility to declare their items to relevant authorities and provide any necessary documentation, including proof of ownership, as required by TSA or other regulatory bodies.

18. Post-Sale Testing and Liability Disclaimer for Gold Bullion. We meticulously test, verify, and document each gold bullion sale to ensure its authenticity and purity. Every bullion purchase includes third-party documentation, such as assay certificates, as well as any additional independent testing conducted by us.

Before ownership is transferred, we thoroughly test and verify the gold bullion, ensuring that all documentation is complete. Once the bullion is securely delivered to you or your designated representative, the transaction is considered final. We strongly encourage clients to communicate any specific requests or concerns prior to delivery to ensure a flawless experience.

After the sale is completed and delivery is made, we assume no responsibility for claims regarding the bullion’s purity or authenticity. Any claims must be supported by independent third-party testing conducted prior to delivery or, in exceptional cases, by mutual agreement, within a limited timeframe determined at our sole discretion. Additionally, the product must show no signs of tampering, alteration, fraudulent substitution, or damage after delivery, as determined at our discretion.

We take fraud prevention seriously and strive to protect both our clients and our business. In the unlikely event that a post-sale concern arises regarding the authenticity or purity of the bullion, we reserve the right to request additional verification from a mutually agreed-upon third-party laboratory or relevant independent expert. The cost of this verification will be the responsibility of the client until the verification is completed. Additionally, we may request proof that the bullion has been securely stored and has not been subjected to any conditions, such as unauthorized handling or improper storage, that could compromise its integrity.

Our policies are designed to ensure the integrity of our transactions and prevent fraudulent activity. We are committed to transparency and fairness and will work collaboratively to address legitimate concerns should they arise.

19. Video Documentation and Transaction Security. We may implement video documentation of the testing, packaging, and delivery process. Maintained for internal use, this documentation serves as a secure record of the condition and authenticity of the items. Access can be provided upon client request for added assurance.

To protect both Judith Capital and the client, all of our transactions are conducted with enhanced security measures. These include insured shipping or delivery to minimize the risk of tampering or loss during transit, as well as the option for clients to be present or have a representative present during the final testing and verification process before delivery. Once the product is handed over to the client or their representative, the client assumes full responsibility for the safekeeping and condition of the product.

20. Fraud Prevention and Dispute Resolution for Bullion Sales. In the unlikely event of a dispute over the authenticity or purity of our gold bullion, we are committed to resolving the issue fairly and efficiently. Our team will conduct an internal review and, if needed, work with trusted third-party experts or authorities to reach a conclusion.

If we find any signs that the item has been tampered with or altered after the sale, we reserve the right to take legal action to protect our reputation and integrity. In such cases, legal costs would be the responsibility of the party found at fault. However, our goal is always to work with you openly and honestly to avoid any such situations.

Our liability for any gold bullion transaction shall not exceed the amount paid for the bullion in question, and this limitation of liability applies to all claims of inaccuracy, fraud, or product authenticity post-sale. We reserve the right to involve third-party fraud investigators or law enforcement to protect both the client and our reputation in cases of disputed authenticity. This measure underscores our commitment to maintaining integrity and resolving disputes transparently.

21. Returns and Refunds (Diamonds). Below are the terms governing diamond purchases and returns.

(a) General Diamond Return Policy: Returns on diamond purchases are generally not permitted. However, in specific cases, returns may be facilitated within 7 days of receipt if the diamond qualifies under our established return guidelines. Clients are encouraged to inquire about return eligibility for a particular diamond prior to purchase.

Returns, if approved, are accepted only if the diamond is in its original condition, free of tampering, damage, or signs of setting or mounting, and accompanied by all documentation and packaging. To initiate an approved return, you must contact us within the 7-day return period to arrange for verification.

Once the returned item is received, our team will verify its condition and specifications. Returns will only be accepted if the diamond shows no signs of tampering, alteration, damage, or substitution. Attempts to return altered or substituted items will be treated as fraudulent, and appropriate action will be taken.

Refunds or replacements will be issued solely at our discretion following successful verification. Return shipping costs are your responsibility unless the return is due to an error on our part, such as incorrect or defective items.

(b) Diamond Return Verification Process: In the rare event of receiving an incorrect diamond, we are committed to resolving the issue promptly and professionally. You must notify us of any discrepancies, such as incorrect specifications, within 48 hours of receipt. Once notified, we will arrange a verification process to review the diamond’s condition and specifications.

If the issue is verified, we will provide a replacement or refund, depending on your preference and product availability. Return shipping costs for verified issues will be covered by Judith Capital. We reserve the right to deny returns if there are signs of tampering, alteration, or damage after delivery.

(c) Note on Pre-Shipment Inspection: We conduct rigorous pre-shipping inspections, including advanced laboratory testing, to ensure diamonds meet their documented specifications before delivery. This minimizes the likelihood of receiving an incorrect or damaged diamond.

22. Cancellations and Transfers (Bullion). While our diamond return policy allows for certain accommodations, the nature of bullion purchases necessitates a different approach. Below, you’ll find clear terms for bullion purchases.

(a) Gold Bullion Sales Final: Due to the unique nature of our gold bullion production and the early commitment of resources for manufacturing and delivery, all bullion purchases are final upon confirmation. Confirmation is defined as the point at which Judith Capital receives full payment and communicates formal acceptance of the order, including agreement on specifications such as weight, purity, and delivery arrangements. Once your order is confirmed, it cannot be canceled or refunded.

(b) Transfer Requests: In case your circumstances change after your order is confirmed, we may approve a transfer of delivery to a third party of your choosing. For example, you may wish to give the bullion as a gift, in which case the recipient may attend the delivery on your behalf. Alternatively, if you are unable to attend the delivery yourself, you may assign a trusted representative, such as a friend or attorney, to accept delivery in your place. Approval of any transfer request remains at the discretion of Judith Capital and is subject to verification of the third party, including their identity, legal compliance, and suitability based on our exclusivity and reputation standards.

Transfer requests must be submitted more than 30 days prior to the scheduled delivery date to allow sufficient time for verification and logistical adjustments. Judith Capital will work with you to facilitate a secure and seamless transfer, but all associated costs for amending delivery details are the responsibility of the original purchaser. The transfer does not alter the final nature of the original transaction, and the original purchaser remains bound by the terms agreed upon at confirmation.

If you have any questions or concerns regarding your purchase, we encourage you to take advantage of our complimentary pre-sale consultations to ensure complete confidence before finalizing your order. Our team is here to assist you in navigating the purchase process and ensuring a smooth and satisfactory experience within the scope of these policies. This approach ensures the integrity of our processes and protects both parties from potential complications arising from fluctuating gold values or pre-scheduled arrangements, including our exclusive delivery experience.

23. Fraud Prevention. We retain the authority to cancel orders, suspend accounts, or take necessary action if fraudulent activity is suspected. We may require further verification or documentation before accepting any order or confirming any sale.

24. Limitation of Liability. While we strive to offer you the best experience, we also understand that some things are beyond our control. In line with industry standards, our liability for any issues related to your purchase or use of our services will be limited to the amount you paid. This helps ensure that we can continue to offer premium services and protect the business from unforeseen risks. Please note that this does not affect your rights as a client — our goal is always to deliver a smooth and trustworthy experience.

25. Liability for Website Usage and Content. We are not responsible for any temporary interruptions in service, website downtime, or technical errors that may occur while using our website. While we strive to provide accurate information, any inaccuracies in website content, including product descriptions or pricing errors, are subject to correction without liability. We reserve the right to modify or cancel orders in the event of such inaccuracies.

26. Force Majeure. We shall not be liable for any failure to perform due to unforeseen circumstances or causes beyond our control, including but not limited to acts of God, war, pandemics, natural disasters, strikes, lockouts, delays, or interruptions in the supply chain.

27. Governing Law and Jurisdiction. These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law principles. Any disputes arising under or relating to these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Clark County, Nevada.

28. Arbitration Agreement; Waiver of Jury Trial. We are committed to resolving disputes efficiently and fairly while maintaining your privacy. By agreeing to these Terms, you waive the right to a jury trial or class action, ensuring disputes are resolved efficiently and privately through arbitration. To avoid the time and expense of traditional litigation, you agree that any dispute, claim, or controversy arising out of or related to these Terms, your use of our website, or any transaction with us will be resolved exclusively through binding arbitration. This process waives your right to a jury trial or participation in any class action lawsuit.

Arbitration is required for all disputes, except for individual claims that qualify for small claims court. The arbitration will take place in Henderson, Nevada, and will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration will be overseen by a neutral arbitrator, either mutually agreed upon by both parties or appointed by the AAA. The arbitrator will apply Nevada law, without reference to conflict of law principles.

The arbitration process is designed to be both fair and efficient. To initiate arbitration, either party must submit a written demand for arbitration to the AAA. All aspects of the arbitration process, including any documents or evidence presented, will remain strictly confidential and will not be disclosed to any third party unless required by law. The arbitrator’s decision will be final and binding, and it will be enforceable in court. The arbitrator has the authority to resolve the dispute and award damages or other remedies in accordance with applicable law.

Each party will be responsible for its own arbitration costs, including attorneys’ fees, unless the arbitrator rules otherwise. The arbitrator may award costs, including attorneys’ fees, to the prevailing party as allowed under applicable law.

By agreeing to these Terms, you expressly waive the right to a trial by jury. Any dispute will be resolved through arbitration rather than a jury trial. Furthermore, disputes must be brought on an individual basis, and you waive the right to participate in any class action, consolidated, or representative proceedings. If this waiver of class action is deemed unenforceable, the remainder of this arbitration agreement will still apply, and any dispute or claim must be brought exclusively in the courts of Clark County, Nevada.

Before initiating arbitration, we encourage you to first attempt to resolve any dispute informally by contacting us directly at [email protected] with a written notice of your claim. If the dispute is not resolved within 30 days of receipt, either party may proceed to arbitration.

The arbitration process will be governed by the Federal Arbitration Act and conducted under the laws of the State of Nevada. Any disputes that are not subject to arbitration will be resolved in the state or federal courts of Clark County, Nevada, and you agree to submit to the jurisdiction of those courts.

29. Intellectual Property. All content on our website, including text, graphics, logos, images, and software, is the property of Judith Capital or its licensors and is protected by applicable copyright and trademark laws. By submitting feedback or content to us, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, distribute, and display the content. We are under no obligation to use any content provided by users.

30. Indemnification. You agree to indemnify, defend, and hold harmless Judith Capital, its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any claims, losses, liabilities, expenses, damages, and costs, including reasonable attorneys’ fees, arising from or relating to your use of our website, your violation of these Terms, or your violation of any rights.

31. Severability. If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be deemed modified to the extent necessary to make it enforceable or, if necessary, shall be severed from these Terms, and all other provisions shall remain in full force and effect.

32. Reservation of Right to Modify. We reserve the right to modify these Terms at any time. Any changes will be effective upon posting to our website. Continued use of our website after changes constitutes acceptance of the new Terms.

33. No Waiver. No failure by us to enforce any provision of these Terms shall be deemed a waiver of that provision or any other provision in these Terms. Any waiver must be in writing and signed by an authorized Judith Capital representative.

34. Child Online Privacy Protection. The Judith Capital website is not intended for use by children under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected such information, we will delete it promptly.

35. How to Contact Us. If you have any questions, concerns, or complaints regarding our compliance with this notice and data protection laws, or if you wish to exercise your rights, please contact us at:

Email: [email protected]
Address: 2520 Saint Rose Parkway, Suite 203-C, Henderson, Nevada, 89044, United States

Thank you for choosing Judith Capital, where your investments are handled with precision, discretion, and unwavering commitment to excellence. Your trust remains our greatest honor.